A smarter way to collect larger UPI payments.
Split the payment. Keep the experience simple.
A flexible UPI collection flow designed for eligible payment scenarios. Keep high-value transactions smooth and frictionless for your customers.
See how a larger payment splits
When a customer needs to pay ₹5,000, instead of processing one single lump-sum payment of ₹5,000, the experience can split it into:
₹2,000 + ₹2,000 + ₹1,000
Each part is processed seamlessly and securely through standard UPI rails with individual confirmations.
Designed for businesses handling higher transaction values.
Retailers, dining groups, boutique hotels, jewelry salons, and healthcare centers often face friction when customers try to pay larger invoices via a single UPI request.
Reduces Transaction Failures
Many consumer bank accounts and UPI apps enforce tight per-transaction ceilings. Structured slices help keep individual amounts within routine bank approval thresholds.
Smooth Customer UX
Customers don't have to manually calculate splits on a calculator or type out individual account numbers. The screen orchestrates each slice automatically.
Reconciliation Clarity
Every slice is tagged under a unified parent invoice ID in your merchant dashboard, ensuring zero confusion during end-of-day register settlements.
How the Split Payment journey executes.
A frictionless 4-phase sequence that ensures both the customer and cashier have full visibility.
Bill Presentation & Split Trigger
Customer scans the One QR on their table or at checkout. The final bill amount (e.g. ₹5,000) is shown with the option to proceed with standard or structured split routing.
Partitioning into Eligible Tranches
The platform divides the transaction into compliant slices (such as ₹2,000 + ₹2,000 + ₹1,000). The customer taps to approve Part 1 via their preferred UPI app (GPay, PhonePe, Paytm, Cred).
Rapid Successive Authorizations
Once Part 1 succeeds, Part 2 and Part 3 are sequentially approved within seconds without having to re-enter merchant UPI IDs or payment handles.
Consolidated Settlement & Receipt
Both customer and merchant receive a consolidated digital payment confirmation confirming the total ₹5,000 settlement.